The difference is UV resistance, not construction strength; the insulation adds very little to the tensile strength of conductors. For wiring exposed to sunlight you must use USE-2 or PV wire, but you can transition to THWN-2 when the wiring moves into conduit if it's a 600V or less system.
I don't think they are talking about the tensile strength of the cable assembly as a whole, but rather the local tensile & shear strength of the insulation, where it is subject to physical abuse as an exposed wiring method. I agree that the UV stability matters as well.
In large sizes, 100A and greater, it is common to find black THWN-2 wire that is UV stable. Not as common for other colors.
XHHW-2 datasheets tell a similar story, that in sizes (typically #6 and larger), that it is UV stable or sunlight resistant.
In applications where you would use these larger sizes, such as a combiner output that is routed along a racking system with rubber-coated loop clamps (instead of a closed raceway), would that be enough to establish that the wire is permitted in this use?
I can see XHHW-2 being permitted in this application, but much less likely THWN-2. In fact, many XHHW-2 datasheets indicate that it is suitable for similar wiring methods in generic applications, like on a messenger wires XHHW-2 is made from the same XLPE material as most PV Wire and USE-2, just not as thick.
I understand that exposed wiring methods for any and all ungrounded PV systems on the DC side, require PV wire. I'm mainly gearing this question toward sub-600V systems with a grounded conductor.