This is a question that was brought up at work and never really gave it thought before. I did do some research here and in the NEC and wanted to post my findings for thoughts and commits. Basically we have a 1 & 1/4" EMT w/ 22-#12's and #12 gnd. This will be feeding various computer work stations that will not be active even 50% of the time and even then not all circuits will be in use. The contractor brought up the derating issue. Never really thought about it before when dealing w/ 120v, 20a circuits that are not at full load. Usually only worried about it w/ big distribution and services. Anyhow the way I understand table 310.15(b)(2)(a) applies to FULL load conductors and can't really apply to conductors with varying loads. Annex B, Table B.310.11 applies to load diversity and thus can apply to my situation. So using this table (70% derating) and using insulation rating of 90 degree C I think this is legal as per the NEC. Any thoughts, commits, suggestions would be appreciated. Thank you.