Another consideration: is the generator a 208/120V generator, or is it a '12 lead' generator connected for 208/120V? The installation electrician may be able to configure the generator for straight 120/240V single phase operation.
-Jon
This is your best option.
A 12-lead alternator can be reconnected for 120/240V in a double delta configuration for approximately 50% of the kVA output. However, the available kW is determined by the engine, so you will still have 45 kW available. Ordinarily, the engine doesn't have enough power to overload the alternator unless the power factor is very low (say 80%), but in this case you will be able to overpower the alternator if the load is too high. You will need to change the output breaker.
The 150A ATS is big enough for the kVA, just use 2 of its poles. But it's voltage relay in the generator start circuit may be 3-phase, so it would have to be replaced. It may work fine in manual mode, or, if the voltage relay is 3-phase, it could prevent you from transferring to a single-phase source.
IMHO, 26 kVA is plenty for a typical house, air conditioning, well pump and all -- just dont try to bake a turkey
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If you can't reconnect the alternator as single phase, you should pass on this opportunity. 208V is not enough for your well pump and you don't want to place that at risk.