It all depends on what circumstance you're using the disconnect for. I can see a disconnect being sized lower than the OCPD on a motor circuit where the Horsepower Rating covers it.
Not so much on a Feeder.
JAP>
This is what I think is pertinent. IF this is strictly a motor feeder circuit, a 200A NF disconnect switch from all of the major players is rated for a 125HP 460V motor. So 125HP is 156A in the tables, maximum T-M breaker size is 250%, so 390A, ergo it would be totally legitimate to have a 225A breaker feeding a 125HP motor circuit that then also has a NF disconnect switch in it that is rated for 125HP, but would ALSO have a 200A current rating. Checks all of the NEC boxes.
But if that 225A breaker is a feeder for other loads and that NF disconnect ALSO feeds those other loads, not just a single motor, then those motor circuit rules no longer apply and the disconnect is under sized.
Side note:
turtlepokerman, no disrespect intended, but I doubt that you have found a non-fused disconnect switch with a 100,000A SCCR stand-alone. Every one that I just looked at, Sq. D, Eaton, Siemens, GE, A-B, have a rating of just 10kA,
UNLESS you have specific fuses upstream of them. In the cases where the switch mfr also makes breakers, you can often use a series rating with THEIR SPECIFIC breakers to get the rating of the BREAKER, usually limited to 65kA. So IF you have that situation, i.e. Eaton DH364FGK switch protected by an Eaton HFD, HFDE, HJD or JGH breaker, you would get a 65kA SCCR. But if it's an Eaton switch and a Sq. D breaker, or Sq. D switch and GE breaker etc. etc., they are not tested together and you are at only 10kA on the switch. Given that you misinterpreted the trip values of T-M breakers, I'm thinking you are misinterpreting this issue as well and your use of a NF disconnect in a circuit capable of 23kA is actually not valid at all, regardless of the amperage rating. If I'm wrong, post the make and model of switch, because it would be of great benefit to everyone if you found one that has a 100kA SCCR without fuses.