Aside: what code section(s) specifies which conductors have to be insulated, as opposed to just covered?
For example, suppose I need to run 4 ungrounded conductors (including switched conductors), a grounded conductor, and an EGC between two non-metallic boxes on a 15A branch circuit using NM cable. Is it permitted to run (2) 14/2 NM cables, using one bare conductor as the EGC, one bare conductor as the grounded conductor (which would everywhere be either covered by the NM jacket or field insulated with white insulation/tape), and the four insulated conductors as the 4 ungrounded conductors? We could route the two cables one on top of each other to avoid creating a current loop and associated EMI.
Obviously that doesn't seem right, but am looking for the exact code citations. In particular if there's a section which says the grounded conductor for a branch circuit has to be insulated.
Thanks,
Wayne