Augie47 and Ceb58 - your examples are true for conductors for general wiring also, why is the text in question in the OP in that section applying to NM cable?
In general conductors must have an ampacity equal or greater than the load applied to them. This is no different than calculating ampacity of a conductor with 90 degree insulation but it is terminated to a 60 degree terminal. (maybe that there is the answer to the OP question). You can use the higher insulation temperature rating to allow more conductors or cables to be bundled but the minimum size of conductor used must still be at least the same as if you were running a conductor that is marked with a 60 degree rating on it.