Wow, guys, really helpful! I think that I was over-thinking this a bit. Yes, 2/0 copper in conduit, because the home owner wants that. With a 200 foot run, he may change his mind, but I will let him decide. Load calc on the house is around 140 Amps, but don't have specs on the A/c's yet. I think that I would like to set one panel inside the house further to shorten almost all of the home-runs, and then set the second at the meter as a main-breaker panel for the future shop. Also, would like to use that second panel for the A/C's to balance the load-per-panel. So two questions.....If I use the second panel for the A/c's, or for that matter just attach it to the house, isn't there a double-service issue? Can't quote the section off of the top of my head, but I thought that you could only have one service per structure? Second, How do you ground these....? I am thinking two separate GEC's run to a universal grounding electrode system. Thoughts? And thanks so much!!