first... and only thought, is that in the case of neutrals and of grounds... all are technically mwbc circuits because all tie back to one line in a panel or breaker or whatever, without going through a breaker and thus all have the potential to carry fault current.
that is why I said it would be possible and prudent if one has no available slots left in a neutral bar that one could combine circuits using Wagos... the five position wago would allow you to combine four wires to one slot on the neutral bar.
Besides, as old installations have shown us... the reason why we handle tie an MWBC is because that neutral is sharing the possible fault current within one cable or one conduit.. if you run the cable or conduit with enough neutrals to have a one live one neutral then you do not need to handle tie the breakers... unless you are using the two lives to provide a 240 volt circuit... in which theoretically no fault current comes back on a neutral,but instead comes back on one of the live wires.
thus, the idea that you are creating an MWBC by tying the neutrals together yet having the cables themselves leave from within the box is incorrect... unless you are using the 240 capabilities of the possible circuit you do not need to handle tie.
the need for separate spots on the neutral bar is more for testing circuits and tracing circuits than for actual reasons in my own mind because they will all be sharing some current at all times.
We have been on the same page with many of our ideas, however I have to diverge from your views on this post.
A branch circuit and a multiwire branch circuit are two different animals. Just because all of those circuits have their neutrals landed on a common bar does not change anything in the way that they operate. Yes, the panel is also fed from a multiwire branch circuit, which only becomes an issue with a lost feeder or service neutral, in which case all 120 volt loads are not operating in parallel, but at 240 volts in series, which usually lets the smoke out of higher impedance devices like Electronics.
While you can physically put 4 branch circuit neutrals into a Wago with a pigtail running to the neutral bar, this violates numerous Electrical Codes, which is that now you have parallel small conductors, and if you also happen to pull three or four of those branch circuit neutrals from circuits on the same leg, there is no way the pigtail to the neutral bar could be sized large enough for the additive load. Even if you made it an even 2 and 2, you now have two branch circuit neutrals connected to one pigtail. If I were to do this with 4 15 amp Branch circuits, and plugged in 2 1500 watt space heaters fed from branch circuits that terminate on breakers fed from the same leg, the current returning on the neutrals would sum to 25 amps (3000w/120v) on that jumper. In a split phase panel, the best you can do is run two neutrals into a Wago with a jumper to the neutral bar, creating a proper multiwire branch circuit, and handle tie the breakers together (or use a 2 pole breaker). In a 3 phase panel, you could do this with 3 circuits on different legs.
Fault current has nothing to do with it. If you lift the neutral on a multiwire branch circuit, and it has unbalanced loads on each leg (which it will almost always have), if you accidentally place yourself in series between that neutral and the neutral bar, you're going to get lit up like a Christmas ?. if this happened on a 277 volt circuit, you're going to have an extremely bad day. This is the main reason that multiwire Branch circuits have to now be handle tied... if they were not, someone could turn off one breaker thinking they have secured power, while another breaker is still feeding loads on that circuit and coming back through the neutral that is now in your hand making you do the wicked chicken.
Perhaps in euro-spec panels there are spaces for test equipment, but the holes in the neutral bar are for individual wires. While some tests can be done with the neutrals and grounds landed on the bars, others, like finding an illegal neutral to neutral or neutral to ground bond, require lifting the neutral and ground
from the bars in the panel.
Jaggedben, I'm going to wait for Wayne to reply before answering your question.
Edit: I had forgotten that some Wagos now accept a number 10 wire, though this would technically work with 15 amp circuits, it is still against code to create a bastardized MWBC and connect its neutrals to the neutral bar in this fashion.