We don’t know that it’s even “probably fine”. Aside from the breakers, panel bus and terminal separation and creepage distances are greater at 600V than at 300V, the two design and testing standards for gear. The panel mfr did not have to think about 600V separation when designing a panel to be listed and labeled at 240V. Neither would they have done fault with Stan /SCCR testing at the higher voltage, they didn’t have to. So for all we know, the bus bars are too close in that panel, regardless of the breaker ratings and even BEFORE the first breaker has to trip there may be serious problems. So saying “it’s probably fine” is potentially giving a nod to something that may catch fire. We have no way of knowing, so we should not even remotely condone this.
NO was a sufficient answer.