The protection that is of interest to this paper is the ANSI 49 Thermal Overload function
available in modern numerical transformer protection relays. This function, depending on the
specific implementation in the relay, uses some combination of measured current, ambient
temperature, and transformer oil temperature to detect the presence of an over-temperature
condition. The function can then alarm the presence of an over-temperature condition, remove
load from the transformer, or trip the transformer off-line.