I need a little help on this 2020 NEC 705.12(B)(3)(6). I am reviewing plan sets where the customer has a 200A MMC with a 150A MB and feed through lugs that feed a 200A ML panel through 3/0 AL @ 155A. The customer wants to add a 40A CB for the PV (31.05A x 125% = 38.8A) to the ML panel. The meter/main currently does not have loads in it, but could have them added later. I believe that an OCPD is needed t either end of the 3/0 AL feeder to protect the feeder. I saw a video from Mayfield renewables that does a decent job of explaining a similar scenario, but only when the POC is in the MMC. The 2023 NEC seems to agree with my interpretation, but the 2020 NEC just seems to lean towards the POC in the MMC. See the image below, but move the PV POC to the distribution panel.