Here is a macfreebie. Most times the ac guys try to figure a way to put the indoor fan units back to back more or less with the outdoor compressor. Since they often do that, it is not too far of a run, to put a double pole (or single pole if a small enough 120 volt compressor) switch in the unit feeder, but mount it right near the interior fan coil facing the interior side. Then take the run on out to an outdoor disco for the compressor side. If you de-energize the interior switch, there will be no power delivered to the outdoor compressor, and hence no power delivered to the fan coil unit either, whether that be low volt or line voltage. Code requirements met. Most units sold now have a three wire fan coil control, and those three pole switches are around 40 bucks, vs, a double pole switch for about 8-12 bucks depending on where you buy.