Thank you all for the info!

The units are mostly air handlers with electric heat strips and not heat pumps. These units are in 1970's vintage condo buildings that are all electric (water heater, range etc) and are usually just "like for like" swap outs. If we happen to sell a heat pump system, then I will have to either add a breaker for eh 3rd heat strip, or a sub panel like I just did.
Chicago isnt a real great market for heat pumps, due to the winters having more than a few days of below 30F temperatures. Also, if a heat pump were to go in our HVAC guys would have to either repull the control wiring or use the "add a wire" kit, and all the condensers are on the roof (I dont want to see what is going on up there!! )
Howard