Arc fault detectors do have inherent ground fault protection built-in, although not sensitive enough to qualify as ground fault protection, (learned in field and verified with call to Square D).
Speaking of arc faults, I'd like to pose a question in the form of a scenario:
Young, newly married, (read broke) in first home that has ungrounded outlets (due to old 2 wire NM cable throughout) and insurance company requires an update to circuit panel because of no fuse box rule. With this pretty new circuit breaker panel I can now install AFCI and GFCI breakers bearing in mind we have a budget (yes I'd like to rip into each opening and replace with new NM) please consider the following.
The code would suggest GFI breakers due to ungrounded outlets. What if I outfitted the entire home with AFCI breakers and then placed GFI receptacles where required by the most recent code. I'm not asking if this is legal, I'm asking ethically, it seems with the consequential GFI protection offered by the AFCIs is this the best, safest bang for their buck?