I agree with russs57…... Some other things to consider beside kilowatt rating is the type of fuel you're going to use. From what I read this morning, Natural Gas in Florida for residential use is second only to Hawaii in terms of expense, around $20 per thousand cubic feet... A 60 kilowatt generator would use $10 an hour in fuel. Dual fuel generators that can use propane also do not have the same kilowatt rating on both fuels, so you have to size based on that. Diesel generators with integral tanks may not have acceptable run time, especially in a hurricane... One model I looked at had a 61 gallon tank with a 40 hour runtime at half load. Having to buy a large propane or diesel tank and have it installed will add more cost.
Afaik, wet sumping only affects diesel generators.
And if your client happens to be in area prone to flooding, it would be prudent to locate the generator at the highest point of the property, or build up some earth under it so it's not under water when you need it.
On an aside, why are the smaller less expensive generators 3600 RPM machines? Is that much more expensive to build a 4 pole 1800 RPM machine that would have substantially less wear and tear on the internals of the engine at the lower RPM?
The truth of the matter is that most residential optional generators, at least around here, will see very little use... my father has a full house generator, is out the country on well water, they lost power for almost a month when Isabel hit in 2003, and probably have run it for another month or two in the past 20 years. For what he paid for it, the maintenance, and the upkeep on it, he could have spent those three months in a $100 a night hotel room, replaced all of the food in the refrigerator, and still come out ahead that way.
If you live in a harsh climate, remote location, are disabled, or have medications that need to be refrigerated, a generator makes more sense than finding shelter elsewhere.
If your clients truly want a generator that can run everything they currently have, and perhaps future loads like an addition or a spa, and are willing to shell out upward of $30,000 for it, by all means. Maybe you can get them to shell out another 30 grand for a PV system while you're at it