When applying the derate to conductors based on the number of current carrying conductors in a raceway I know you can use the 90 degree column if using THHN. I understand all of that. This does not effect the sizing of the overcurrent device correct? If your load requires a 20 amp circuit then a 20amp circuit it is, but after derating you might have to use a #10 thhn conductor. Am I understanding this correctly?