Not enough detail but…
Typically when an OCPD fails you have to consider zone 2 or backup protection. So for example in a typical residential panel normally the branch circuit breaker operates. If it doesn’t then the main will. However how fast this happens depends on the current. Say available short circuit current is 2 kA. Most residential breakers are UL curve C so they trip at 6-10x the marked current within about 1-2 cycles. So the 15-20 A breaker easily trips. But on a 400 A main it won’t trip instantaneously. We have to look at the thermal trip curve. We are at 2000 /400 A = 5x so we should trip in 3 seconds.
If it was a little higher, even 2.5 kA would trip “instantaneously”.
If it is only say 1 kA then we are at 2.5x and it can take a long time, about 20 seconds to trip. By then depending on the fault, it might melt/burn itself out. That’s the problem with high resistance faults.
In the mean time we have contact with a grounded (bonded) surface. Typically equipment grounds have lower impedance than the neutral. But say the hot, neutral, and ground are all similar. In my example with 2 kA on a 120 V circuit we know the impedance is 0.06 ohms assuming little voltage drop. As per this web site:
www.cirris.com
House wiring using 14 gauge is about a quarter ohm per 100 feet. Even if the bonding is near zero we would still be no more than about 20 feet from the distribution panel. If we are15 feet away we get 0.025 x 1.5 = 0.0375 ohms drop. We get the same drop in the neutral so to achieve 0.06 ohms with a parallel fault path the impedance must be0.01 ohms (parallel resistors). So we have two resistors in series. So the resistance on the neutral/ground circuit is 0.06 -p.0375 = 0.0226 ohms so by using the ratio the voltage at the fault is 120 x (0.0226 / 0.06) = 45 V.
As far as “electrocuted” you can be shocked at any voltage. You may not feel it but current flow is there. So technically yes.
Human resistance is about 1,000 ohms worst case through the epidermis so it does not affect the fault but does result in 45 / 1000 = 45 mA of current. This is not fatal but it will hurt and a victim can’t let go. Most safety standards set an upper limit in safe voltage at 50 VAC.
This is on a good, maintained system. On a poor system the fault current goes down so trip time increases. Voltage drop is not nearly as good so trip times are much longer and the shock hazard greatly increases.my example though is pretty “typical” for residential cases.