physis
Senior Member
How is it determined when something is exposed to physical damage or is exposed to severe physical damage? I can't help but see exposure to physical damage as also being exposed to severe physical damage. No mention in article 100. Is it buried somewhere or is it vague and uninforceable? Or does some guy in a black suit and sun glasses mysteriously show up at your door when no one else is around and hand you a black folder with gold trim and a tassle one day.
