DanZ
Senior Member
A long while ago, I was standing in line at the bank, and I happened to overhear the discussion between the GC at the counter and the bank teller. It went something like this...
GC shows up at bank he's never been into before, with a signed check from the HO that he wants to cash so he can go buy some materials to get their job done.
The Teller looks at the check, then pulls up an electronic version of the signature of the account holder. They don't match. Not even close enough for the manager who got called over to clear. So, they try to call the account holder for verification. At their home number. At about 4:00 in the afternoon. No one answers the call. So, they leave a message. The Teller and the Manager try going thru their records to find another contact number, meanwhile, the GC is mumbling to himself about how incompetent they are, and how they're holding up his job. About 20 minutes go by, and they try calling at the house number again. With no answer. So, they try to figure out how they can cash the check, that doesn't have a matching signature, for someone that doesn't have an account with them. And, surprise, there's nothing they can do without contacting the account holder. So, after half in hour in the bank, they send the GC away, while he's mumbling about how incompetent they are, and they're holding up his job, and now there's no profit left, and he's over schedule, etc. etc. The Teller smiles, and apologizes, saying there's nothing they can do without the account holder's signature's matching or direct confirmation from the account holder.
When I got up to the window (there was only one open) I thanked them for safe guarding my money.
-Dan
GC shows up at bank he's never been into before, with a signed check from the HO that he wants to cash so he can go buy some materials to get their job done.
The Teller looks at the check, then pulls up an electronic version of the signature of the account holder. They don't match. Not even close enough for the manager who got called over to clear. So, they try to call the account holder for verification. At their home number. At about 4:00 in the afternoon. No one answers the call. So, they leave a message. The Teller and the Manager try going thru their records to find another contact number, meanwhile, the GC is mumbling to himself about how incompetent they are, and how they're holding up his job. About 20 minutes go by, and they try calling at the house number again. With no answer. So, they try to figure out how they can cash the check, that doesn't have a matching signature, for someone that doesn't have an account with them. And, surprise, there's nothing they can do without contacting the account holder. So, after half in hour in the bank, they send the GC away, while he's mumbling about how incompetent they are, and they're holding up his job, and now there's no profit left, and he's over schedule, etc. etc. The Teller smiles, and apologizes, saying there's nothing they can do without the account holder's signature's matching or direct confirmation from the account holder.
When I got up to the window (there was only one open) I thanked them for safe guarding my money.
-Dan