Future capacity percentage for panel board main breaker.

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I'm calculating the size of a main breaker for a dwelling unit panelboard. I've found that after adding all the load currents with their respective protection factor, the total must be multiplied by 133% for "future capacity".


So, 89.96A * 133% = 119.65A, as per 240.6 the breaker to be installed should be a 125A Inverse-time CB.


Is that true?


If so, which NEC article says so?
 
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