Excuse me? As stated numerous times in this thread that we do a load calculation, and also install load shedding modules when required.
Just because I disagree with certain parts of the NEC, or find it lacking in some areas , does not mean I do a shoddy installation.
As for the oxygen machine, now who's cherry-picking examples? My mother was on one for several months before she passed away last year, and power failures were a concern to me. Companies that supply these machines also supply large back up tanks. And as I said before a house generator is not a legally required or emergency backup system, and has no requirement to come on or stay running for any amount of time.
My wife is on insulin, which requires refrigeration. In the event of a power failure, we have coolers and Ice to keep it from going bad. I could install a generator for that, however in the event of something like a hurricane with a sustained power failure, getting fuel to keep it running may be problematic, not to mention that we are prone to flooding here the generator may windup underwater.