kkchampagne
New member
If a home is flooded does wiring that was submerged lose it's UL rating? If so, is this wiring then not to code and does it need to be replaced?
mthead said:When wire not listed for use in "wet conditions" gets wet ,it no longer has any listing at all as far as the UL,NEMA,and insurance companies[just to name a few] are concerned.
While it may appear to be in acceptable condition, the reality is this-
the same insurance company that balked at paying for removal of water damaged wiring and equipment in the first place will use it against you if you don't as a way to void their liability for a future problem[fire,electrical accident..,]even if it may have no direct bearing on the later incident.
mthead said:When wire not listed for use in "wet conditions" gets wet ,it no longer has any listing at all as far as the UL,NEMA,and insurance companies[just to name a few] are concerned.
Perhaps I should have 'italicized' the the second half of the above statement["it no longer has any listing...,etc.]-it was not meant to be taken literally.
I don't recall saying the "listing had been removed".
I like no "longer suitable for use" -Say it any way you want--The fact is RX wire that is subjected to water damage -wether by flood,firehoses,or leaking pipes-must be replaced.The wire manufacturer indicates that itself.UL will tell you that a product subjected to conditions that it was not designed for cannot be said to still meet UL's safety requirements or standards.
From The UL White Book;"The UL Mark applies to the product as it is originally manufactured,when shipped from the factory...The only exception for a field modification[or repair]is when the product has specific replacement markings[those same markings will indicate what can be used with that product to make the repair].
Deliberate or inadvertent violations of listed instructions will be looked at the same way when a problem[such as a fire or shock situation] arises.
And the actual "Fact" is that insurance companies are not bound to simply pay a claim and then cancel your policy.
Do you really think that a claims investigator's job is to see what happened so they won't let the same thing happen next time?[That's a rhetorical question by the way.]
Ans.;They want to find out if there is any reason for them not to have to cover your claim-they are experts at that!