Ok, back to this.
What Sq. D. is saying indirectly is that the breakers that you can plug into an I-Line panel can have anything from 10kAIC to 100kAIC, so it's up to you to make sure to pick the right one. Yes, you could just look at what is already in there and match it, but as others pointed out that runs a risk tht the last person to do this was wrong and you just repeated his mistake, but being the last one to touch it, the mistake becomes yours.
So as you asked, yes there IS a simple way of over estimating this, and that is to calculate the Available Fault Current (or SCA, Short Circuit Amps) at the transformer feeding this panel and use that value. In reality the SCA will always be LESS than that at the terminals of the panel because of wire resistance, but you asked or a quick and dirty way to OVER estimate, so that's it.
http://www.schneider-electric.us/en/faqs/FA105006/
Now, if that value is higher than what the other breakers have in that panel, it warrants a more full investigation because as was also said, things may have changed from when it was originally installed. For example the utility may have installed a bigger transformer somewhere up the line. In that case, it may fall upon your responsibility to at least inform your higher ups that a full coordination study should be done to properly determine if what is in there now is still suitable. It might very well turn out that because you over estimated it, there is no problem, or there is some sort of series rating going on that keeps everything else valid. That's not what you asked for, that's the reality and complexity of it, so take that into consideration. Remember, the last guy to touch it owns the responsibility for it