It's not clear to me, why don't you answer the gentleman, you've been clear of my mis attempts to help.
The first four Articles are for Electrical installations. There's no examples of adding this bohemias in Annex D for Single
Family dwelling as I reviewed it, If I miss it, pardon me. I can understand the OP problem.
There's nothing in my Listed Articles that qualify it nor how to use a load calc. nor a determination of anything less than a 100%.
as it's applied to what's shown in Annex D.
Or perhaps that is why we're all here to feed the Mike Holt Code Submittal Machine.