Actually you might be interested to know that for the testing that takes place in UL44 and 83 you would see the following:
5.6.3.1 The 90?C rated insulation of the individual conductors without covering shall have insulation
resistance in air at 97 ?1?C that is not less than indicated in Table 24 at any time during an extended
period in an acceptable full-draft circulating-air oven under the following conditions. The period in the oven
shall be 12 weeks or more, to a maximum of 36 weeks, if the insulation resistance throughout the last 6
weeks of the period is 3 GW?m (10 MW?1000 ft) or higher. If the insulation resistance is less than 3 GW?m
(10 MW?1000 ft), but equals or exceeds the values in Table 24, the period in the oven shall be 24 weeks
or more to a maximum of 36 weeks.
A 600 V rms voltage shall be applied at all times other than while
reading the insulation resistance.
But long story short, all manufacturers of wire and cable mark their products for specific uses (power limited or not) in accordance with the UL Marking and Application Guide which explains which products must have 300V or 600V or BOTH ratings or even higher ratings for MV and so on.
For example THHN/THWN-2 you would be hard pressed to find anything in 300V so the question is really moot. I encourage a search online for the UL Marking and Application Guide that is used by wire and cable manufacturers to ensure compliance to the marking requirements. The other factor is that most of the wiring and cable methods that permit 300V ratings are for the majority power limited in some nature.
Hope that was helpful. Honestly, get the free guide...or wait I will post it (until it is removed)
http://ul.com/global/documents/offe...ctrical/newsletters/W&CMG_April2007_Final.pdf