This a good assumption for transformers over 150kVA, but probably not for one this small. 75kVA and smaller are more likely around 3.5%.
If you are assuming an infinite bus on the primary there is little need to add an assumed motor load unless the motors are over 50HP. If you are trying to select an appropriate AIC rating, then ignoring the cable impedance saves a little bit of effort, with no compromise of safety.
If your results come close, say within 15%, to a device break point (i.e. assumed 15kSCA versus 14kAIC devices or 9kSCA versus 10kAIC), I suggest refining your assumptions.