Thats what I figured, just wondering if there was something...thanks I have no major overhead and so I could undercut the average EC but would like to avoid that as well as having a low rate now and then if I should decided to get back into it on a more consistent basis have to raise my rates drastically and hurt myself. But, as you put it  thats what I kinda figured.
Thanks again
		
		
	 
You have no major overhead? 
1.  Owner?s Salary         __________________  (owners salary should not be less than 
2.  Advertising - YP       ___________________$100,000, even in  the first year of business)                           
3.  Advertising ? Other  ___________________
4.  Answering Service    ___________________
5.  Bad Dept                   ___________________                    
6.  Bank Charges            ___________________
7.  C.P.A.                        ___________________
8.  Call Backs                 ___________________
9.  Cellular Phone           ___________________
10. Computer Expense   ___________________
11. Credit Card Fees      ___________________
12. Donations                 ___________________
13. Dues/Subscriptions  ___________________
14. Educational Expense __________________
15. Gasoline Expense     __________________
16. Health Insurance      ___________________
17. Insurance ? Truck    ___________________
18. Insurance ? Contractors ________________
19. Insurance ? Umbrella  __________________
20. Insurance ? Workers Comp ______________
21. Legal Expense            ___________________
22. Office Supplies           ___________________
23. Payroll Company        ___________________
24. Payroll Burden            ___________________
25. Postage Expense         __________________
26. Rent & Taxes              ___________________
27. Retirement/401k         ___________________
28. Telephone                   ___________________
29. Tool Repair/Replace  ____________________
30. Travel & Entertain     ____________________
31. Truck Expense           ___________________
32. Truck Maintenance   ____________________
33. Unforeseen Items      ____________________
34. Uniform Service       _____________________
35. Utilities