Hi Don,
yes, i told the electrician that if he would have given me 125A in each unit (like i asked), i would've never investigated and done my own load calcs.
i HAD to have 125A upstairs because of the 13.7kW H2O heater. i could see a tenant washing clothes (12A), running the DW (10A), baking a pizza in the convection oven (12.5A) and taking a shower all at same time, causing the H2O heater to fire up both elements (57A): (12 + 10 + 12.5 + 57 = 91.5A). add in lights, TV, a router, computer and a ceiling fan... well, you get the picture. it could be > 100A up there.
after spending 4K on an upgrade & not being able to hook up my brand new H2O heater without worry, i had no choice other than go after these guys. 2 things were lucky for me: 1) i haven't paid them one cent yet and 2) i hired a solvent company concerned about reputation.
when the electrician came back with his load calcs, he seemed contrite & said he learned a lot from this. it was an expensive lesson: 2 hours doing load calculations prevents major rework.
if i would have gone to the inspection dept & POCO, i would've asked them why they waived the required load sheets on the job?? most customers aren't engineers and don't have the wherewithal to do what i did in 5 days time. the NEC & load calcs are difficult & the inspectors & POCO should be confirming jobs are done correctly. but that's another battle...
this forum helped me a LOT coming up to speed quickly.
thanks y'all!
cub