If it is of any value, I will include the only material that I have found so far. ATP Electrical Systems based on the 2023 NEC on page 109 begins a section addressing "house load". It says on page 110, "Once the connected loads are totaled, the demand factors in (T220.45, T220.47, T220.84(B), T220.86, T220.88, T220.102(B), T220.103, T220.110.1, T220.110(2), T220.120, whichever apply) are applied, providing a demand load for the feeder or service-entrance conductors. The total load is then calculated by adding the house load at 100% of the demand load." The text then talks about an "All Others" section of T220.45 but does not address how this load is established.
I can only assume there is no multiplier (from T220.42(A) or anywhere else and no square foot multiplier) and the load must be added as manufacturer listed VA for each load installed (in the same way you would include parking lot lighting), but this is only my guess.
For those of you that produce load calcs or do electrical plan review, how are common area loads included.?