Re: main breaker in sub panel
don,
Since madchad is asking about a sub-panel, It requires a feeder to feed it. The overcurrent protection required by 408.16 is normally covered by 215.3. The feeder needs overcurrent, it is common for the feeder to be sized at/or under the panel's rating. I am under the impression that madchad is using the "is a main breaker required" wording, meaning "is a disconnect required?" This brings back the question "where is the panel located?"
215.3 225.31 408.16
But if madchad is using this sub as a power panel and not a lighting an appliance branch circuit panelboard, then that is another question altogether.