I have a building with a 400 amp 480 volt service and one meter on the building going to two 200 amp panel on inside of bld. Need to increase another 400 amps can I get away with another set up as before ( the 2 - 200amps parallel ) or must i build a 800 amp service ,,,,further more must I have a disconnect on the line side of the meter I thought it was a new rule ? stumped here need help with the load design.