What Wayne said. The fuse holders are on the load side of the switch component. So you can turn off the switch and replace the fuses without them being energized. And the extra barriers are supposed to keep you from contacting the still energized terminals on the line side of the switch component if you're a klutz or someone bumps into you.
Likewise, for panelboard type service equipment, any bussing or terminals on line side of the main breaker will now be covered or guarded. MLO panelboard service equipment is no longer allowed.