Other than situations where existing wiring was modified, like when moving an existing panel and you maybe have a larger box with several spliced cables in it, there shouldn't be many times you can mix up neutrals of other circuits other than when a device box contains items on more than one circuit, particularly with cable wiring methods. Raceway methods I can see that sort of mix up happening more often if you are pulling multiple circuits in the raceways.
But you are proposing we need to start stocking and using NM cable that has solid white as well as white with stripe insulation on one of the conductors? Those that are not paying attention or don't know any better will still cross neutrals IMO if that were the rules.