Just remember when two hots are on different phases then the neutral will see the deferential of the two, I.E one hot has 10 amps, the other hot has 5 amps, the neutral will have the other 5 amp.
But when two hots share the same phase then the two are additive to the neutral, or the neutral will carry the sum of the two circuits, I.E. 10 amp on one hot and 5 amps on the other will put 15 amps on the neutral.
So making sure you have multi-wire circuits on different phases are a must, and it is a very common sign when we see over heated neutrals to check where the hots are landed if it involves a MWBC.
It can be much more of a problem where you have a non-experienced installer that has combined all the neutrals in every junction box, which now you will have a whole house load of over loaded neutrals or the potential to have them.
So the best way is to use an amp meter and start shutting off breakers one at a time and watch to see if it affects the neutral current, but this only works if the circuit has a load on all sides of it.
The most tedious way but effective is to shut off the main and all breakers and using a continuity tester such as a Ideal Vol-Con and remove all the neutrals and then check between all the neutral then from each neutral to each breaker, if it beeps then you know which neutral is going to which breaker, which is when you might find more then two circuits tied to one neutral.