Excellent post, now we are having a real life discussion
I understand the possible dangers of operating any device that may end up carrying fault current when operated, but if we are supposed to wear certain protective devices or clothing when doing so then we need to design things differently. There is electrical equipment big gear and small gear installed in literally every place that has electric power. Large industrial is about the only place that has qualified staff that are the only ones allowed to perform any operation on this equipment. That leaves everyone else with switches breakers etc. accessible to anyone willing, no matter what their qualifications are to attempt to reset them or turn them off if they feel that may be solution to trouble they may be having. They may even have a LOTO program in place to lock out energy source to equipment but do not do any electrical work on said equipment, therefore are not electrical qualified people, but are just locking it off to protect from an unexpected start.
The 70E is really aimed at industrial facilities that have thier own staff as you mentioned, smaller facilities do not, again as you mentioned. Which is yet another reason to be calling a qualified electrician who not only understands installation of electrical systems but has the proper training, meters, and PPE to troubleshoot and repair such systems. When 70E became a big issue 10 years ago I expected EC's to embrace it as an oppurtunity for them to get more work because owners had yet another reason to be calling them, but instead many have been trying to fight the system. Talk to some EC's that have embraced 70E and they will tell you about the positive impact it has had on thier business (Most of them anyways).
Same dangers do exist even in a dwelling, although it is usually minimal you can not rule it out in dwellings.
70E does not apply to dwellings, and while there may be a small arc flash hazard in most cases there is not, just not enough energy for an arc to be self sustaining. You see an arc falsh if you unplug a running vacuum cleaner, but a OCPD does not need to clear the fault because it will nto self sustain.
If a dead front can not protect you from what may happen behind it how can you expect someone not trained to know it may not be safe to operate the equipment?
If these devices are not safe to be around without special considerations then they should not be accessible to untrained people, or should be required to be designed to contain dangers inside. That design may require different minimum specifications from one install to the next.
Typically equipment large enough to be an issue has controlled access anyways, in an electrical room, vault, etc.. And as equipment designs evolve we will start to see safer equipment on the market, just a matter of time before arc containment becomes a standard (not optional) design and testing criteria.