It's not about getting shocked, it's about the chance you are taking of damaging the existing conductors.
This can happen whether the circuits are energized or not.
Only difference is if you find out you've damaged the conductors while you're making the pull or when you go to turn the breaker back on.
Using a fiberglass fish tape may make it easier to push past the existing conductors in the conduit, but, it's not going to keep the existing energized conductors from rubbing up against something sharp and shorting out.
The heat generated by the short circuit if this happens inside a raceway or junction box where conductors are in close proximity to each other generally destroys everything around it by the time the breaker decides to trip.
With that being said, if you do commercial or industrial work, you'll be faced with the decision of how to safely install new conductors along side existing energized conductors one way or another on a daily basis.
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