Thank you all for your help.
1. I only need 3 circuits 120 VAC at the receiving end. Each of our loads is 5 A at the most, but I guess I have to rate it as 45 amp service at the receiving end because breakers only come in 15A or 20 A sizes.
2. Right now I have 2 120 VAC hots and One neutral coming from a 3 Phase breaker without a Ground conductor going back to the source.
3. I'd like to use the conductors as 2 H and 1 G for 208 VAC single phase as a Transformer and derive a neutral locally.
4. Just curious can I keep the two H and 1 N conductors we have now, use a Transformer, and derive a Ground because we are now separately derived locally or is that illegal?