In older neighborhoods we run across 3-phase residential panels that require change out due to age or whatever. Typically the AC is the only item requiring use of the third phase. Back in the day they used delta breakers to accomplish this task cheaply. I am curious to know how are you guys are cost effectively changing out 3 phase panels, because the cost of these panels is high, yet mainting code integrity and satifing utility requirements. The utility requires total disconnections mean on the load side of the meter such as MB or fused disconnect. I was thinking about using a 3 phase meter base to a load center with a 200 amp MB the cost for this without branch breakers is $650. Any cheaper way of accomplishing this? Thanks.