So you're saying you think the 402.4(A) exception only applies to non-lighting three and four way switches? Like switched receptacles?
Because the way I read it is that as long as it's a switch loop, it doesn't matter what the load is, and the exception applies.
But in order to qualify as a switch loop, the line power needs to come directly into the outlet before going out to the switches. If line power comes into one of the switches, then it's not a switch loop.
But maybe I'm interpreting that all wrong.