Some things require load calcs, some don't if I'm adding an outlet, or light is part of the sq feet area. If I'm doing a kitchen remodel and now I have 7 receptacles on the 2 small appliances circuits instead of the previous 4, it doesn't matter. If I'm replacing an AC is most likely a more efficient one, therefore less load. In general if you're not changing the square feet area and the designation of the building, there's not much change in the demand if looking at a 20-35 YO building. I've had some plan reviewers asking me for load calcs in situations like these and after pointing out what I said above they were satisfied.
Now, if you're talking a new building, I've always been asked, and always provided load calcs, feeder, breaker, etc.
I notice many electricians minimize the sizing of a feeder to ?good enough, it?ll be fine? rather than qualifying it. Often these items are not on drawings. Which causes me to wonder do you see plan check red lined drawings noting ?submit circuit calculation?? Do you experience or notice inspectors making sure feeder circuits are correctly sized (requiring the designer/electrician to submit calcs)? Am I the only one noticing this and am likely off my nut? :-?