In my experience, if a manufacturer ships something with a 5kA SCCR, it's BECAUSE they did not want to bother with even the simplest of engineering principles it would have takne to get a higher value, such as asking the component mfr for the series listings. What I see happen is that they used XYZ brand of circuit breaker, ABC brand of contactor and FGH brand of overload relay, all because each individual component was cheapest they could find; engineering by procurement department. Competitors don't typically spend the money to have their devices series listed with competitive products, they are going to test them with their own. So all it really takes is for the mfr of the panel to chose components that have been series tested and listed for a higher SCCR. It's not in the LEAST BIT difficult. So if they didn't bother with that tiny tiny amount of effort to click some links from a supplier, they most likely are not going to give you an engineered fuse selection to go ahead of it. But good luck...