Florida 4-Point- Just bought this house and Insurance provider says the Challenger breakers have to be replaced in my panel (see pic). It's an Eaton panel, guessing about 10yo, and some jackwagon used old Challenger breakers (I've researched and see they are not liked by ins Co's so I don't want to get into the debate about Challengers).
I've got an electrician quoting me to change the breakers, he also has to separate the wires in the single conduit or he can't touch it. To just replace the breakers!?!?
I don't do what you guys do so I'm asking for a bit of guidance... is there a specific code that requires what he's saying? My basic research shows 300.3(C)(1) allows this installation. I understand new installs have circuits separated but this is an old install. The house is a 1961 condo in Pinellas County FL.
Thanks for any guidance and help understanding this situation. I just don't think I need to cut the wall open and re-route the wires just because the breakers have to be replaced in this situation.
I've got an electrician quoting me to change the breakers, he also has to separate the wires in the single conduit or he can't touch it. To just replace the breakers!?!?
I don't do what you guys do so I'm asking for a bit of guidance... is there a specific code that requires what he's saying? My basic research shows 300.3(C)(1) allows this installation. I understand new installs have circuits separated but this is an old install. The house is a 1961 condo in Pinellas County FL.
Thanks for any guidance and help understanding this situation. I just don't think I need to cut the wall open and re-route the wires just because the breakers have to be replaced in this situation.

