I thought I understood short circuit currents pretty well.  But then I realized something I don't quite get.  
 
Take a main distribution panel and a subpanel. I calculate the available short circuit current at each panel. Say I get 40K at the main panel, and 20K at the subpanel.
 
I know the main breaker in the main panel needs a 40K rating. What do the branch breakers in the main panel need? Or are they considered protected by the main circuit breaker?
 
At the subpanel, I think the main breaker needs to be rated at 20K, and the branch breakers are protected by the main, correct???
 
Here is where I really get confused: What if the subpanel is a main lug only (no main breaker)?
	
		
			
		
		
	
				
			Take a main distribution panel and a subpanel. I calculate the available short circuit current at each panel. Say I get 40K at the main panel, and 20K at the subpanel.
I know the main breaker in the main panel needs a 40K rating. What do the branch breakers in the main panel need? Or are they considered protected by the main circuit breaker?
At the subpanel, I think the main breaker needs to be rated at 20K, and the branch breakers are protected by the main, correct???
Here is where I really get confused: What if the subpanel is a main lug only (no main breaker)?
 
				
 
 
		 
 
		 
 
		 
 
		 
 
		 
 
		