My mistakes :ashamed1: Though IMHO, the design of the breaker is more important then the bus connection.
QO will always have a lower mag trip and faster operation compared to BR/CH, at least right now. The older CH guts were more robust when compared to that of BR, in fact the BR mechanism originated decades back from the old Bryant/Challenger/Westinghouse breakers. Manufactures assume no one will be taking a peak at their guts, so its cheaper to just have the least expensive design across all brands. Much like QO and Homeline have the same guts, but in that case Square D actually choose to put the high end design into the low end casing, which IMO was one of the best business and market decisions made.