Yes, I suppose that's true. But less likely, I would suggest, with a crimped lug. And, with equal levels of craftsmanship, I think the crimped terminal is going to look neater.That is just untrue.
What is shown in post 11 is bad workmanship and that can happen with any termination.
You have some idea of what I'm involved in. Our customers would not accept wiring or cabling that did not have appropriate lugs. Even those going into clamp type terminals have to have pin crimps. Quite often there are written specifications on this but it's what we would do anyway.