A phone battery I have laying on my desk says it is 3.85 volts, charge volts 4.4 volts. Is that going to push enough current through a human body that is presumably in reasonable health condition to kill them?
Now if premises supply volts to the charger is somehow imposed on the charging cable (likely malfunction or even cheap non listed component) I can easily see that electrocuting someone.
not saying that is what killed her, only that it may account for the burns
the terminals are only mm apart
so on a wet hand it may see fractions of an Ohm
so large current, enough to burn
her body would be in parallel to ground (water/plumbing), so she would see a fraction of that