When we inspect modular homes in our jurisdiction, if there is a "HUD" sticker on the home, the only part of the building we inspect would be the service and the basement/outside wiring.
We have to ignore whatever else has been wired in the factory. That is what the "Hud" inspector supposedly did in the factory to their standards.
There are HUD built apartment buildings in our area that are built installing methods that are not permitted by the NEC. They get inspected by HUD inspectors. Funny thing is, they are still standing.