True, you guys are right on, there is information missing. The very tall tree fell across and broke all 3 of the high voltage lines leading to and very close to the transformer. The tree continued down and broke all 3 of the single phase 240volt lines leading from the transformer to only 6 houses, big boom and big flash at 9pm. The high voltage service lines were going up the street and the 240v lines in reverse direction back down the street. When the high voltage lines were cut, that severed the line sides of the transformer and removed power from the load side. The broken high voltage lines were still live and likely contacted the now defunct 240v service lines, sending a high charge through the the load side. But still, why did it effect my customer so much more than others? Turns out the others have not all been questioned and those that have are still mostly in 1980 and before, very little electrical upgrades, though it turns out at least a few light bulbs were lost. So my customer lost Diva dimmers, newer GFI recepts, surge suppressors, 12volt plug in transformers, new furnace, tankless water heater, and all light bulbs that were on. I think the neighbors did lose a few things but not so many as my customer.
I have yet to open POCO seal to the main meter section and check the condition and secure fit of the original 200amp service wires. I doubt there will be anything notable but what else should I look for and what would it indicate?