Ways around using AFCI breakers and rewiring my house during panel upgrade

That can work if the circuit splits. If it is split wired such that there are two power legs and a common neutral at every receptacle on the circuit, a receptacle AFCI solution isn't going to work.
 
a receptacle AFCI solution isn't going to work (with) two power legs and a common neutral at every receptacle on the circuit
Good point, it wont work for commercial electricians, who fumble with residential wiring.
 
Good point, it wont work for commercial electricians, who fumble with residential wiring.
How is a "residential" electrician going to make a multiwire circuit work with an AFCI receptacle with only 3 wires from receptacle to receptacle? Sure, you could unsplit it so it is only a single circuit now instead of multiwire but half if your circuit goes away. You could also put an AFCI at every receptacle opening and use only the LINE side of it and alternate red/black at each receptacle. But that doesn't protect the wiring in the walls and seem like an expensive and ineffective solution.

In my area, most multiwire branch circuits split at the first receptacle opening and separate into two separate 2 wire circuits. This could be accommodated if you turn the first opening into a quadplex with two AFCI receptacles.
 
In my area, most multiwire branch circuits split at the first receptacle opening and separate into two separate 2 wire circuits. This could be accommodated if you turn the first opening into a quadplex with two AFCI receptacles.
Existing homes are wired same way in my area, and first opening receptacles with MWBC are typically found in 1G boxes, sometimes ceiling boxes.
 
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