hmmmmm.
hmmmmm.
Tell the homeowner you really like the house and will enjoy living in it.
After you get his attention tell him its not your fault. Then ask for payment for all work completed so far. Then send the property owner a demand letter. Then its off to court to perfect your claim. Then comes filing the paperwork at the courthouse. The wait period and finally the auction. Movin in 60 days! With no rent if you act fast enough!
OR, Negotiate. Tell the owner all he has to do is sign a promissory note. He's not the owner? He' not the bank rep? He's the son? Call the cops. Then foreclose.
I had someone tell me he didn't want me to do the job as I was twisting the last wire nuts. Its a tactic of negotiation to start arguing just before the job is done. Its maddening, its theft. Go for the jugular. Build a lock tight case. Get all the trades on it. Find a lawyer that can do the job for a percentage.
When you find you cant do that economically, negotiate some more. It helps to slow a job down when this is happening. They are paying for the money at this point. Get the bank involved. They are having the asset waisted. Thats a lot of trouble for not allowing the carpenter to not run some wires. Maybe the plumber has a history with the owner and knows something you dont. Either jump on the band wagon and stall or ....
Negotiate. Bend like the wind little grass hopper. Get what you can and run. Run Forrest RUN!!